Non-UK-Regulated Casinos: Rules for UK Players

The guide compares UKGC-authorised operators with offshore casinos, covering licensing, player protections, payments and withdrawals.
How UKGC-Regulated Online Casinos Differ
For a UK player, the defining feature of a regulated online casino is not its branding, its games or the country where its company is based. It is whether the operator holds the licence required to serve customers in Great Britain. The UK Gambling Commission (UKGC) is the regulator responsible for that licensing framework.
This makes location a poor shortcut. An operator does not become authorised to serve the British market simply because it has an office or registered company in the UK. Equally, being based elsewhere does not remove the requirement: operators serving customers in Great Britain need a UKGC licence regardless of where they operate from.
The licence is the starting point
When people ask which online casinos are licensed and regulated, the useful first distinction is between a casino whose operator holds the relevant UKGC licence and one whose operator does not. A casino’s own description, its familiar games or the currencies it accepts do not answer that question. The regulatory status rests on the operator’s authorisation to provide gambling services to customers in Great Britain.
That is the baseline behind the phrase “UK regulated online casinos”. It describes a market in which operators need approval from the UK regulator to serve customers locally. “Licensed and regulated” should therefore mean more than a general claim that a business follows rules somewhere: for this market, the relevant question is whether it has the UKGC licence required for its service.
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The distinction is practical, not merely a matter of terminology. Two sites may look similar to a player, but the appearance of a website does not establish that both operate under the same UK regulatory framework. Treat the licence as the criterion; treat presentation as presentation.
What “regulated” tells you
A UKGC-licensed casino belongs to the regulated model for Great Britain because its operator has the local permission required to serve that market. The word “regulated” is not a decorative label and should not be inferred from a casino’s size, popularity or professional design. Nor does a general statement that a company is licensed elsewhere establish that it holds the permission required for Great Britain.
A clear comparison uses one criterion at a time:
| Question | What it establishes |
|---|---|
| Does the operator hold a UKGC licence for the service? | Whether it has the UK authorisation required to serve customers in Great Britain |
| Where is the operator based? | Its location, but not whether it has the necessary UKGC licence |
| Does the site describe itself as licensed? | A claim to assess, not by itself proof of UK authorisation |
A market-specific requirement
The requirement follows the market being served. An operator cannot sidestep it by placing its business abroad while continuing to target customers in Great Britain. Conversely, the fact that a company is outside the UK does not, on its own, tell you whether it has the required licence; the relevant point is whether it serves the British market under UKGC authorisation.
This is why phrases such as “internationally licensed” or “regulated online casino” need context. They may describe a company’s status in another place, but they do not answer the specific question that matters here: does the operator hold the UK Gambling Commission licence required for customers in Great Britain? For a site presented to UK players, that is the comparison that keeps the terminology precise.
It also prevents a common category error: treating the country named in a company profile as a substitute for checking which market its permission covers. Regulation is tied to the activity and market, not simply to the address printed on a website.
Use the right benchmark
If you are comparing online casinos for use in Great Britain, start with the operator’s UKGC status. That gives you a consistent benchmark before considering other features. A casino may describe its offer in confident terms, but those descriptions do not change the licensing requirement.
The phrase “non-UK-regulated casino” is useful as a contrast: it refers to a site operating without UK Gambling Commission oversight. Keeping that distinction clear makes later comparisons easier to understand.
In short, UKGC regulation is the local authorisation standard for operators serving Great Britain. An operator’s base of operations does not alter that requirement. Start with the licence and the market it covers. The rest follows from that distinction.
The Legal Position for UK Players Using Offshore Casinos
The key legal distinction is between the operator’s obligations and the individual player’s position. UK gambling law places the licensing duty on businesses that offer gambling to people in the British market. A casino does not avoid that duty simply by being based abroad: if it supplies gambling services to customers in Great Britain, it is expected to hold a UK Gambling Commission licence.
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That requirement concerns the operator. It does not mean that a British player who visits a site licensed elsewhere automatically commits a criminal offence. The Gambling Act 2005 is directed at operators supplying gambling services into the UK market, rather than making the player the target of enforcement. Players who gamble on a site without a UK licence are not, on that account alone, committing a criminal offence under UK law.
Those points can sound contradictory until you separate them. A non-UK regulated casino may have permission to operate under another country’s rules, while still lacking the UK licence required to serve the British market. Its foreign authorisation does not replace a UKGC licence. At the same time, the operator’s licensing position and the player’s criminal liability are different legal questions.
What the law says about using a foreign-licensed service
UK law does not expressly make it unlawful for a British citizen to use gambling services that are licensed in another country. That is narrower than saying every such service is authorised to operate in Britain. The law’s licensing requirement remains directed at operators serving the British market, while the player is not treated as criminal merely for using an unlicensed site.
So, if you encounter a casino that accepts customers from the UK, distinguish three things: where the operator is licensed, whether it holds the licence required to serve Great Britain, and what the law says about the player’s conduct. A licence issued elsewhere may tell you that an overseas regulator has authorised the operator in its own jurisdiction. It does not establish that the operator is permitted to target or serve customers in Great Britain.
The phrase “accepting UK players” describes access in practice, not proof of UK authorisation. A site may allow registration or display offers to British visitors, but that does not itself settle whether the operator is meeting its obligations under British law. Nor does a player’s ability to reach a website turn the service into a UK-licensed casino.
Legal exposure is not the same as legal approval
For an individual, the important point is that using an overseas-licensed or unlicensed gambling site is not itself a criminal offence under the stated UK rules. That should not be confused with a general endorsement of offshore gambling, or with a guarantee that a particular operator is entitled to serve British customers. The licensing obligation still applies to operators supplying the Great Britain market.
Legal Status
Using a site licensed abroad does not mean the operator is legally permitted to serve the UK market, though the player is not typically committing a criminal offence by using one.
This distinction is especially relevant when reading claims that a casino is “legal” because it holds a licence abroad. The word may refer to its status in the issuing jurisdiction; it does not answer whether it holds the UKGC permission required for services supplied to Great Britain. Likewise, a statement that players are not criminally liable does not mean an offshore operator has met the UK’s licensing rules.
The position is therefore best read as two separate lines in a comparison table: the operator may face a UK licensing requirement when supplying the British market, while the player does not commit a criminal offence simply by gambling on a site without a UK licence. If you are considering an offshore service, check the local law that applies to you and understand that access to a site is not evidence of UK authorisation. Clear distinction.
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GAMSTOP, Player Protection and the Risks of Playing Offshore
GAMSTOP is the UK’s online self-exclusion scheme. When you register, participating UK-licensed gambling businesses must use the scheme to prevent you from accessing their services for the period you selected. A casino operating outside that system is not covered by your GAMSTOP registration. That applies whether the site describes itself as international or is associated with a jurisdiction such as Curaçao.
This distinction matters if you are trying to stop or limit your gambling. Self-excluding through GAMSTOP does not block access to casinos outside the scheme, and you should not assume that a restriction you set with one operator will apply elsewhere. If you have self-excluded because gambling is causing harm, an account at a casino not on GAMSTOP can create a route around a boundary you deliberately put in place.
What protection changes
The useful comparison is not simply whether a site displays responsible-gambling tools. It is whether those tools sit within a system that requires operators to provide safeguards and gives you a route to challenge their conduct. At UKGC-licensed operators, mandatory responsible-gambling measures form part of the regulated framework. At casinos outside it, those UK requirements do not follow you.
Trusted UK casino: licensing, checks and terms
| Area | UKGC-regulated setting | Non-UK-regulated setting |
|---|---|---|
| Self-exclusion | GAMSTOP covers participating UK-licensed operators. | GAMSTOP does not apply; the casino is outside the scheme. |
| Responsible-gambling controls | Mandatory tools are part of the UK regulatory framework. | UK-mandated tools are not guaranteed. Any controls offered depend on the operator. |
| Complaints and redress | UK routes may be available for eligible disputes. | You cannot use the UK Financial Ombudsman Service for a dispute with an offshore casino. |
| Data protection | UKGC-licensed operators are subject to the relevant UK requirements. | Standards may be less stringent than those applying to UKGC-licensed operators. |
The table is a difference in oversight, not a promise that every non-UK-regulated casino has no controls at all. A site may let you set limits or close your account, but you should not treat an operator’s own feature as equivalent to a UK-wide self-exclusion scheme or mandatory protection. Read what the site says those controls do, including whether they apply only to that account.
If you need help stopping
Before opening an account, consider whether using a casino that is not connected to GAMSTOP conflicts with any steps you have taken to control gambling. If you already use self-exclusion, do not assume it will prevent you from registering elsewhere. A clear separation matters: GAMSTOP is not a universal block on gambling websites.
You also give up access to the UK’s Financial Ombudsman Service when gambling with an offshore operator. If a disagreement arises, you cannot rely on that UK service to assess the complaint. The operator may have its own complaints process, but that is not the same as access to an independent UK route. In practical terms, the available recourse is narrower.
GAMSTOP Limitation
GAMSTOP does not block access to casinos operating outside its scheme, including those licensed in jurisdictions like Curaçao.
Data protection is another point to weigh. Non-UK-regulated casinos may operate under less stringent data-protection rules than UKGC-licensed businesses. That does not establish how any particular operator handles your information, but it does mean you should not assume the same level of regulatory protection. Review what the operator says about collecting, storing and using personal information before sharing it.
The deciding criterion is the kind of protection you need. If you rely on GAMSTOP, mandatory responsible-gambling tools or UK complaint routes, casinos outside the scheme leave gaps those protections were designed to address. If you are already concerned about your gambling, seeking support from a UK service such as GamCare is a more appropriate next step than looking for another account. No workaround.
What Non-UK-Regulated Casinos Are—and Where They Are Licensed
A non-UK-regulated casino is an online gambling site that operates without oversight from the UK Gambling Commission (UKGC). The label describes the site’s regulatory position, not necessarily where its company is based. A non-UK based online casino may be associated with a licence issued elsewhere, but that does not make it UKGC-regulated.
The jurisdictions commonly linked with these sites include Malta, Curaçao, Gibraltar and Anjouan. They are separate licensing jurisdictions, not different names for one shared system. So when a casino says it holds a licence, the useful starting point is to identify which authority issued it. The jurisdiction gives you a clearer description than a broad claim such as “internationally licensed”.
| Term | What it tells you |
|---|---|
| Non-UK-regulated casino | The site is not overseen by the UK Gambling Commission |
| Malta, Curaçao, Gibraltar or Anjouan licence | The site is associated with a jurisdiction outside the UKGC system |
| Non-UK based online casino | The description concerns the operator’s base, which is not by itself the same as its regulatory status |
These distinctions matter because location and oversight are not interchangeable. A company’s base does not, on its own, tell you which regulator supervises its gambling operation. Likewise, naming a foreign jurisdiction does not turn a site into a UKGC-regulated casino. The key point in the term “non-UK-regulated” is the absence of UK Gambling Commission oversight.
You may also see “offshore casino” used as a general label. In this context, it often points to a gambling site outside the UKGC system, but it is less precise than naming the regulator or jurisdiction associated with the site. “Non-UK-regulated casino” makes the distinction explicit: the site is not overseen by the UK regulator. It does not, by itself, establish what rules another jurisdiction applies or how closely a particular operator follows them.
For a reader comparing terminology, the practical sequence is simple: note the regulator named by the casino, identify the jurisdiction it represents, then keep that separate from the site’s country of operation. Malta, Curaçao, Gibraltar and Anjouan are commonly associated with non-UK-regulated casinos, but a jurisdiction name alone is not a complete description of an individual site.
Treat the label as a category, not a quality rating. It tells you where UKGC oversight does not apply; it does not, on its own, tell you whether one non-UK-regulated casino is better than another. That depends on the specific operator and the criteria you are comparing.
Bonuses, Verification and Getting Your Money Out
A welcome offer is not the same as withdrawable cash. Before accepting one at a non-UKGC-regulated casino, check what must be wagered, which funds count towards that requirement and whether the bonus has a separate withdrawal cap. The headline amount tells you little about how much you can actually cash out.
A specialist review of offshore offers reported welcome-bonus wagering requirements of 35x or more. A separate offer may set a 40x requirement against the bonus and deposit together, the bonus alone, or the bonus and free spins combined. These are different calculations: a 40x multiple applied to a combined balance can demand substantially more play than the same multiple applied only to bonus funds. Read the offer’s own terms rather than assuming a familiar formula.
Free spins can bring additional conditions. A specialist review reported that winnings may have to be wagered 30–50 times and that a withdrawal cap of £5–£50 may apply. It also described free-spin packages expiring within 24–72 hours. These figures should not be treated as standard terms across casinos; offers and conditions can change. The useful comparison is the complete set of rules: wagering base, expiry, eligible games and maximum cash-out.
Withdrawal limits and timing
A specialist review has reported daily, weekly or monthly withdrawal ceilings at some non-UK-regulated casinos. If a ceiling applies, a large balance may have to be paid in instalments rather than as one transfer. Find the limit and any rules about successive withdrawals before depositing; otherwise, a displayed balance may not be available to you in one payment.
Published descriptions of withdrawal speed conflict. Some state that a cash-out may arrive within 24 hours to 5 business days, depending on the payment method; other accounts warn that delays can stretch to three or four weeks. There is no single timetable to rely on across these operators. Check the stated processing period, whether weekends count, and whether the casino must approve the request before the payment provider starts its part.
Withdrawal Variations
Cash-out speeds vary significantly, with reports ranging from 24 hours to several weeks depending on the operator and payment method.
Verification can affect a cash-out
Identity checks may happen when you request a withdrawal, even if registration and deposits went smoothly. A specialist review has reported cases where offshore operators sought notarised documents or a video call as part of the process. Those are not routine requirements to assume at every site, but they show why it is worth reading the verification rules before money is tied up in an account.
If a request is delayed, keep copies of the terms in force when you accepted the offer, your submitted documents and the casino’s messages. Check whether a bonus must be cleared before any withdrawal can be requested and whether cancelling a pending withdrawal affects the balance. A payment method being available for deposits does not establish that it will be available for withdrawals.
For a practical comparison, record each casino’s wagering calculation, cash-out cap, processing estimate and verification demands side by side. The better fit depends on what matters to you: simpler bonus terms, fewer staged withdrawals or clearer cash-out procedures. The headline bonus is the easy part.
Crypto Casinos, Alternative Payments and Who Regulates Them
A payment method does not tell you who regulates a casino. Cryptocurrency is a way to transfer value, not a gambling licence. To identify the regulator, look at the operator and the licence it claims to hold. A non-UK-regulated casino operates outside UK Gambling Commission oversight; using a crypto wallet does not change that position or bring the site under UK rules.
The same distinction applies when comparing a UK regulated casino with a site that accepts digital assets. The payment route may look similar, but it does not establish that the operator is authorised to serve customers in Great Britain. The relevant question is which regulator, if any, oversees the operator—not whether its cashier lists Bitcoin or another cryptocurrency.
Payment routes and what they tell you
Non-UK-regulated casinos may offer credit cards, e-wallets, bank transfers and cryptocurrencies, sometimes using alternative processors. These options describe how a deposit may be routed. They are not evidence that a particular regulator has approved the casino, nor do they guarantee that the same route will be available for a withdrawal.
The credit-card distinction matters. The UK prohibits gambling funded by credit cards, while crypto payments can bypass that ban because the transaction is not made as a credit-card gambling payment. That is a description of the payment route, not a recommendation to use it. A crypto transfer does not make an operator UKGC-licensed, and it does not remove the need to consider the rules that apply to the operator and your location.
E-wallets and bank transfers can also involve a processor between you and the casino. Check the payment terms shown at the point of use: the casino’s listed deposit options may not establish which company handles the transaction or whether that option will be available for every account. A familiar logo is not a regulator.
Some offshore casino descriptions mention deposits charged to a mobile phone bill or deducted from prepaid phone credit. That payment possibility has been reported in a specialist review, but it should not be treated as a standard feature across the market. Availability can depend on the operator, processor and current terms.
A useful comparison
| Payment route | What it indicates | What it does not establish |
|---|---|---|
| Cryptocurrency | A deposit may be made using digital assets | That the casino is regulated, or that a deposit method guarantees a withdrawal |
| E-wallet or bank transfer | A non-card payment route is offered | Which regulator oversees the operator |
| Credit card | A card payment option is displayed | That the payment complies with UK restrictions on credit-funded gambling |
| Mobile billing or prepaid phone credit | A phone-related deposit route may be available | That it is widely offered or currently available |
For a practical check, separate the cashier from the licence information. First identify the operator named in the site’s terms; then identify the regulator named for that operator. If the only evidence is a payment badge, you have learned how money might enter the account—not who oversees the casino. That distinction is the useful one.
Curaçao, Anjouan and Casinos Outside GAMSTOP
A casino’s licence and its relationship with GAMSTOP are separate questions. A Curaçao-licensed site is not automatically part of the UK self-exclusion scheme; the relevant point is whether the casino is registered with GAMSTOP. Casinos outside that scheme do not receive a GAMSTOP exclusion, so you should not assume that signing up to it will block access.
The same distinction applies to casinos licensed in Anjouan. An Anjouan casino licence does not authorise the operator to serve the United Kingdom. It also does not require the casino to connect to GAMSTOP. A licence from that jurisdiction is therefore not evidence that the site is available to UK customers under UK rules, or that a GAMSTOP exclusion will apply there.
Anjouan’s requirements are limited in another important respect: licensed casinos are not obliged to offer an independent dispute-resolution service comparable to UKGC-approved ADR. That matters if a disagreement arises, but it is distinct from self-exclusion. GAMSTOP concerns blocking access to participating services; ADR concerns an independent route for resolving certain disputes. One does not replace the other.
When you see a claim that a casino is “outside GAMSTOP”, treat it as a description of scheme membership, not as proof of a particular licence or a recommendation. Likewise, the words “Curaçao licensed” or “Anjouan licensed” do not establish that a casino may legally serve people in Britain. The licence jurisdiction and the markets an operator is authorised to serve are not interchangeable.
For a comparison, use three separate checks: which jurisdiction issued the licence, whether the operator is authorised to serve your market, and whether the site participates in GAMSTOP. For Anjouan, the licence itself does not grant authority to operate in the UK or other restricted markets, and it does not compel GAMSTOP integration. Those limits are material, not fine print.
If you are considering a non-UK-regulated casino, check the laws that apply where you live and understand the implications before using it. Do not rely on a site’s licence label to establish either UK authorisation or self-exclusion coverage. The distinction is simple; the consequences are not.
Are Slot Machines Regulated Differently at Offshore Casinos?
A slot does not acquire a different legal status simply because it is a slot. The key distinction is the operator and the market it serves: a game available through a UK-licensed casino is offered under a different regulatory framework from the same type of game at a non UK regulated casino.
In Great Britain, an operator serving customers must hold a UK Gambling Commission licence, wherever the business is based. That requirement applies to the operator’s gambling service, not just to particular titles in its games catalogue. So when you compare slots, start by checking which operator provides access and whether it is licensed to serve the British market. A game’s familiar appearance is not evidence that the casino is regulated here.
The UK framework also sets rules for how online slots are played. Autoplay is prohibited, and each online slot spin must last at least 2.5 seconds. These are requirements for play in Britain, not characteristics that follow a slot title wherever it appears. At a casino operating outside the UKGC system, you should not assume the same rules apply merely because the game is available to British players.
That distinction matters when you see the same slot name on different sites. The title alone cannot tell you which regulator oversees the operator or which market’s rules govern the service. A non UK regulated casino may offer slots, but offering a game does not make the operator UKGC-licensed. Nor does a UKGC licence held by one operator extend to another site carrying similar games.
A practical comparison is therefore operator first, game second:
| What you are checking | What it tells you |
|---|---|
| The operator’s UK Gambling Commission status | Whether the operator is licensed to serve customers in Great Britain |
| The rules displayed for slot play | Whether the British requirements, including the ban on autoplay, are reflected |
| The casino behind the game | Which regulatory framework applies to the service |
If your priority is UK oversight, the operator’s licence is the decisive criterion; a familiar slot catalogue is not a substitute. If a site is licensed only elsewhere, treat its games as part of that separate service rather than assuming British slot rules follow them. The distinction is easy to miss. The title is not the regulator.
How to Check an Anjouan Casino Licence
A licence badge on a casino’s website is a claim, not proof. To check it, identify the legal company named in the site’s terms and compare that name and the licence details with the public information provided by Anjouan’s authority. Check that the company matches and that the licence has not expired. A mismatch or missing detail leaves the claim unverified; it is not a minor paperwork quirk.
This process can help establish whether the named operator appears to hold an Anjouan Casino licence. It cannot establish that the site offers the protections associated with a UK Gambling Commission licence, or that every game and account practice has been independently checked. A licence is evidence of a regulatory relationship, not a universal quality mark.
Checking Anjouan Licences
Identify the Company
Find the legal company name listed in the casino’s terms and conditions.
Verify with Authority
Compare the company name and licence details against the public information provided by Anjouan’s authority.
Confirm Validity
Check that the company matches exactly and that the licence has not expired.
What the Anjouan check cannot show
Anjouan’s framework does not require operators to arrange RNG testing or audits, and it does not require player funds to be held separately from company funds. So a licence entry alone cannot confirm independent game testing, audited operations or protected player balances. If the operator fails, players may be unsecured creditors.
The authority also does not take up, mediate or decide individual player complaints. Anjouan-licensed casinos do not offer an independent dispute-resolution route comparable to UKGC-approved ADR services. That leaves a clear gap between confirming a licence claim and having an effective route to challenge a decision.
For a UKGC-licensed casino, the equivalent starting point is the Commission’s public register. To verify a UKGC casino licence, match the operator’s legal name and site details against the register rather than relying on a logo. The register check is relevant only when the operator claims to hold a UKGC licence; an Anjouan entry is not a substitute.
Use the regulator’s own information where possible, and treat a casino’s wording as something to cross-check. If the company name, licence details or status do not line up, do not assume that the discrepancy is harmless. A licence check can answer who claims to regulate an operator and whether the listed details match. It cannot, by itself, tell you how a dispute will be resolved or whether funds are protected. Those are separate questions.
What a UK Gambling Commission Licence Does—and Does Not—Cover
A UK Gambling Commission licence is the relevant regulatory requirement for an operator serving customers in Great Britain. The operator’s registered base does not change that: a company located elsewhere still needs the Commission’s licence if it offers gambling services to the British market.
That makes the operator’s status, rather than the site’s branding or a general claim of being “licensed”, the key distinction. A casino regulated by the UK Gambling Commission is operating under the British licensing framework. A site that holds a licence from another jurisdiction, but not a UKGC licence, is not covered by that framework simply because it accepts British customers or displays another regulator’s details.
The licence should not be read as a guarantee that every aspect of a gambling experience will suit you, or that the Commission endorses a particular operator. It identifies the regulatory system under which the operator is authorised to serve the market. It does not turn a foreign licence into a UK one, nor does a company’s overseas location exempt it from the British licensing requirement.
For a quick comparison, use this distinction:
| Operator’s position | What it means for Great Britain |
|---|---|
| Holds a UK Gambling Commission licence | It has the licence required to serve customers in the British market |
| Holds a licence elsewhere, but no UKGC licence | That foreign authorisation is not a UK Gambling Commission licence |
This is a narrow test, but a useful one. A licence issued abroad may tell you which regulator oversees the operator in that jurisdiction; it does not establish that the operator is licensed to serve Great Britain. Check the specific operator and the status of its UKGC authorisation rather than treating “licensed” as a complete description.
The practical benchmark is therefore straightforward: if an operator serves customers in Great Britain, its location does not remove the requirement for a UK Gambling Commission licence. A foreign licence alone does not meet it.
Is it legal for a UK player to gamble at an Anjouan-licensed casino?
Yes, using a foreign-licensed gambling service is not, by itself, a criminal offence for a UK player. However, an Anjouan licence does not authorise the operator to serve customers in Great Britain; operators serving that market require a UKGC licence.
What is the biggest risk of playing at a non-UK-regulated casino?
You have fewer protections if something goes wrong: Anjouan-licensed casinos do not provide an independent dispute-resolution route comparable to UKGC-approved services, and player funds are not guaranteed to be segregated. If the operator fails, you may be an unsecured creditor.
Is an Anjouan casino licence legitimate?
An Anjouan licence is a form of authorisation under that jurisdiction’s framework, but it is not a UKGC licence and does not authorise the casino to operate in the UK. The framework does not mandate RNG testing, audits or segregated player funds.
How do casinos outside GamStop operate?
They operate outside the UKGC’s self-exclusion scheme, so they are not required to integrate GAMSTOP. An offshore licence does not replace the UKGC licence required for an operator serving customers in Great Britain.
Are Anjouan-licensed casinos safe and fair?
An Anjouan licence alone does not guarantee that a casino is safe or fair: the framework does not mandate RNG testing, audits or segregated player funds. The Anjouan authority also does not mediate or adjudicate player complaints.
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Created by the "SpinTime UK Guide" editorial team.